Persianas Luxury Group with 25 years of experience in motorized and manual window blinds both in Italy and Venezuela, announces the opening of it's new US based showroom: Luxury Blinds USA. Luxury Blinds USA offers to residential and commercial consumers as well as architects and designers many of the major US and International window coverings brands. By opening this new showroom in Key Biscayne we aim to offer to the local community the convenience of selecting from a wide range of window coverings for their home or office without having to leave Key Biscayne. At the Luxury Blinds USA showroom our customers can choose from a variety of Roman shades, roller shades, wood blinds, bamboo shades, and the complete Hunter Douglas line.

International Mortgage Investors offer custom residential financing solutions for Jumbo and Super Jumbo Loans. Condo-Hotel units, which normally have a more difficult time procuring financing are one of our specialties. We also focus on Commercial Loans Nationwide (i.e. Apartment, Office, Retail, Single Tenant, Malls -- anchored and un-anchored -- Restaurant, Night Clubs, Land, Construction Loans, Gas stations). Start rates as low as 1.25%, even for foreign nationals with no income verified. We provide equity for developers for real estate ventures with residential loans up to 20 million and no limit on commercial. We understand the ins and outs of the business making us better prepared to serve your financial needs.

Fright-day October 24 -- pre-Halloween Free Outdoor Movie Night! -- 6:30pm

Saturday October 25 -- Halloween Fest -- 4pm-8pm

Saturday & Sunday October 25 & 26 -- Monster Splash 2003 -- Two Days of Fright at Miami Seaquarium®

Join Miami Seaquarium for two days of fright at Monster Splash 2003 on Halloween weekend, Saturday, October 25 and Sunday, October 26, from 9:30am to 5pm. A portion of the event proceeds to benefit a charitable organization Voices for Children Foundation, Inc. of South Florida.

Children and their parents will enjoy safe and fun trick-or-treating at Monster Splash 2003. All children in costume will receive 50% off regular admission. Candy stations will be set up around the park for trick-or-treaters in costume. The park will have a DJ with fun games and activities and a costume character show lead by Miami Seaquarium costume characters Flipper Dolphin and Lolita, the Killer Whale.

Miami Seaquarium Monster Splash 2003 celebration will feature Halloween themed marine mammal shows and presentations. Cadaverous creatures will perform at Flipper's Thrills and Chills Show. Follow the yellow brick road to The Wizard of Oz Sea Lion Show. And Spiderman, Wonder Woman and their friends take center stage to save the universe in the Superheroes Killer Whale Show and buccaneers put up a fight at Pirates of the Top Deck Show.

For event information, call (305) 361-5705 ext. 225 or visit www.miamiseaquarium.com

Saturday October 25 -- Trick or Tea at The Ritz-Carlton -- 3 pm

Celebrate "All Hallows Eve" at The Ritz-Carlton, Key Biscayne with a special "Trick or Tea." Ghosts and goblins will serve children and their parents spooky sweets, trick or teas, and sand-witches that are hauntingly perfect for the occasion. Children are encouraged to dress in their Halloween best and participate in The Ritz-Carlton costume contest.

Friday October 31 -- First Annual Costume Contest -- 11pm

Join us at Desires Lounge for our First Annual Costume Contest. Come with your scariest or funniest outfit and Win!

1st Place winner will receive $500 Gift Certificate redeemable throughout the year at the Sonesta Beach Resort, Key Biscayne.

2nd Place winner will receive a Sunday Brunch gift certificate for two at our wonderful Purple Dolphin Restaurant.

Sponsored by Dewars and Bacardi.

Friday October 31 -- Halloween Bash -- 10:30 pm - 5am

Friday October 31 -- Trick or Treat! at EWM -- 3pm - 5pm

Come and join us for some spooky treats ! It's going to be a ghostly time! Happy Halloween

Monday, November 3, 2003 -- Miami Art Museum -- 6:00 - 7:30 PM

The Miami-Dade County Cultural Affairs Council invites you to a reception honoring in appreciation of Miami-Dade County's increased support of our cultural community.

Alex Penelas, Mayor Dr. Barbara Carey-Shuler, Chairperson Katy Sorenson, Vice Chairperson Board of County Commissioners Betty T. Ferguson, District 1 Dorrin D. Rolle, District 2 Dr. Barbara Carey-Shuler, District 3 Sally Heyman, District 4 Bruno A. Barreiro, District 5

Rebeca Sosa, District 6 Jimmy L. Morales, District 7 Katy Sorenson, District 8 Dennis C. Moss, District 9 Senator Javier D. Souto, District 10 Joe A. Martinez, District 11 José "Pepe" Diaz, District 12 Natacha Seijas, District 13

Saturday, November 8, 2003 -- 26th Annual Key Biscayne Lighthouse Run -- Bill Baggs State State Park

Shopping online for the lowest airfares for an upcoming trip can take a great deal of time, and even then it's difficult to know if it's the best deal. Through our new program, Key Biscayne Travel now has access to the latest, special Web fares from American Airlines, Continental Airlines, Delta Air Lines, Northwest Airlines, United Airlines, US Airways and many other airlines, that up to now have only been available from the airlines own web sites. The technology our agency uses searches billions of fare combinations to find the best fare. Now, our experience travel agents find the best deals to any destination, and can quickly (in minutes) and easily offer you the lowest fare available ­ Including Web fares. Call 305.361.5429 or www.kbtravel.com

The Pumpkin Patch at Key Biscayne Community Church (355 Glenridge Rd.) will have pumpkins for sale through Oct 31. Monday - Saturday 2:30 pm -7:30 pm and Sundays: Noon - 7:30 pm. Call 305.361.8901 for more information.

Consumer alert: Fat finger dialing. Careless dialing can cost you money when placing collect or other operator-assisted calls, warns the Federal Trade Commission. It's called ''fat-finger dialing'' and it works like this: You place a collect call from a public phone or pay phone, intending to use a service like 1-800-CALL-ATT or 1-800-COLLECT. But you hit the wrong button and end up with something like 1-800-CALL-LAT. You get connected to the party you wished to call, but the phone company that connects you isn't the one you thought you were using. Instead, it's a company that secured 800 numbers similar to well-known ones and it's banking on the possibility that you and others will accidentally misdial. If it happens, you won't even know you're using a different phone carrier because you won't know you misdialed and the company won't tell you or the person you're calling. But the charge for the misdialed call is two to three times higher than it would have been had you reached the intended carrier.
So be sure to dial carefully.

HOLD THE DATE. Its Coming! Vegas is returning to the Key another year. The Annual Dinner Gala is around the corner. Please hold the date - Saturday, November 22nd from 7:00 p.m. - Midnight at the Sonesta Beach Resort. Dining, drinking, dancing, gambling, lots of fun and fabulous prizes. Tickets are $100 per person or $950 for a table of ten. Prizes are needed for the event. Someone from the Committee will be calling to ask for a product or service- we really appreciate any donations. See you on the 22nd!